ফিচারসমূহ
Add Loan
- Add Loan Products
- Choose from Flat Interest, Reducing Balance – Equal Installments, Reducing Balance – Equal Principal, Interest-Only loans, or Compound Interest
- Released Date, Amount, Interest %, Duration, and Repayment Cycle
- Add Repayment Cycle for example fixed days every month
- Set Grace Period
- Set Penalties for late repayment and after maturity date
- Set a different Interest Start Date
- First Repayment Date and First Repayment Amount can be manually set in Add Loan
- Add Loan Fees
- Add Guarantors
- Add Loan Agreement files
- Loan Calculator
- Add Custom Fields
- Add Loans for Processing
- Set Loan Reminders
- Unlimited Loans
Collateral Register
- Add Collateral
- View Loan to Value (LTV) ratio
- Manage all Collateral in a Register
Manage Loan
- View and print Loan Statement and Collection Schedule
- Add Repayment
- Add Bulk Repayments
- View Loan Terms and Files
- Add Comments
- Edit Collection Sheet
- Restructure Loan
- Override Loan Due Amount
- Filter Loans
- Send bulk SMS to borrowers on the Daily Collection Sheet or the Overdue Loans Sheets.
Overdue Loans
- View Pending Due Loans
- View Past Maturity Date Loans
- View 1 Month Overdue Loans
- View 3 Months Overdue Loans
Loan Agreements/Templates
- View Sample Loan Agreements
- Upload Loan Agreement Template
- Download Customized Loan Agreement for each loan
Savings Product
- Add Savings Products
- Set Interest Rate
- Set Interest Posting Frequency
- Set Minimum Balance required
- Set Savings Fees
Savings Account
- Add Savings Account
- Add Transaction such as Deposit, Withdrawal, and Interest Amount
- Print Savings Account Statement
- System will automatically add interest to the savings account depending on the savings product
Expenses
- Add Expense
- Set Expense Type
- Upload Invoices and Receipts
- Set Recurring Expenses
- View and filter Expenses based on Expense Type
Payroll
- Add Payroll for your Staff
- Automatically Generate Payslips
- Choose Payroll Templates
- Edit Template Fields
- Set Recurring Payroll
- View and filter Payroll based on Staff name
Other Income
- Add Other Income
- Set Other Income Type
- Upload Files
- Download Receipts
- Set Recurring Other Income
- View and filter Other Income based on Other Income Type
- Asset Management
- Add Asset Management
- Set Asset Management Type
- Upload Files
- Add Depreciation Values
Members
- Only First Name and Last Name required to create borrower
- Upload picture and files if any
- Add details such as DOB, Email, Mobile, and Address
- Send SMS and Email directly to Borrower
- Auto Send SMS and Email
- Add Loans and Savings Account
- Invite Borrowers to Augrodut so they can see their loans, repayments, and savings account
- Assign Loan Officers to Borrowers
- Add Custom Fields
- Unlimited Borrowers can be added
Charts
- Loan Released Chart
- Loan Collections Chart
- Past Maturity Date Chart
- Pie Chart on the percentage of male and female borrowers
- Average Loan Tenure
- Balance Sheet, Net Profit, Gross Profit, Expenses, and Payroll Charts
- Savings Chart
Download Statements/Receipts
- Repayment Receipt
- Loan Statement
- Client Statement
- Loan Schedule
- Other Income Receipt
- Format Reports
Reports
- Balance Sheet
- Collections Report and Chart
- Collector Report (Staff)
- Cash Flow and Detailed Cash Flow
- Cash Flow Projections
- Disbursement Report
- Pending Dues Report
- Profit Loss Statement
- Microfinance Financial Reporting Standards – Ratios
- Portfolio At Risk (PAR) figures
- At A Glance Report
- Summary of total borrowers, savings, loans, and collections
- Download reports in CSV (Excel, LibraOffice, Apache OpenOffice)
Accounting Integration
- Transfer data from Loandisk to Sage One
Users
- Add Staff and upload picture and files
- Set Staff Roles for each staff such as Cashier, Teller, Operations Manager, Collector, and Branch Manager
- Set permissions for each staff role and control what pages they can see
- Assign Staff to Branch so they can’t access other branches